The first step in your action plan is to call the credit reporting companies. Ask the credit reporting company to place an initial fraud alert. It’s free and lasts 90 days. With a fraud alert it is more difficult for thieves to open accounts in your name.

The next step is to order a credit report from all three credit reporting companies. If someone stole your identity, your credit report is free. Check your credit report and look for things you don’t recognize.

How do I correct errors on my credit report?

Send a letter to the credit reporting company to correct errors on your credit report. Noble-allyfinancesecurity.com will give you letters that are already filled out with your information. You can print the letter, sign it, and send it to the credit reporting company.

How do I correct errors on my invoices?

When you read your bills you may find errors. They could be charges you don’t recognize. You can send a letter to the company that issued the bill with errors. Ask the company to correct those errors.

Noble-allyfinancesecurity.com will give you letters that are already filled out with your information. You can print the letter, sign it and send it to the company. Use the address for disputes.

Then change your password and the personal identification number (PIN) you use with the company that issued the erroneous bills.

How do I close an account that is not mine?

Accounts may appear on your credit report that you did not open. You can send a letter to the business where the account was opened. Ask the business to close the account.

Noble-allyfinancesecurity.com will give you letters that are already filled out with your information. You can print the letter, sign it and send it to the business. Send a copy of your Noble Ally Finance Security Report along with the letter.

A business might ask you to use a form to close an account. If asked, submit that form.

What happens when my initial fraud alert expires?

You can place an extended fraud alert on your credit report. An extended fraud alert lasts seven years.

Noble-allyfinancesecurity.com helps you place the alert. Contact each credit reporting company and ask for an extended fraud alert. You may need to give them a copy of your Noble Ally Finance Security Report.

What happens when I get my action plan?

It is in your best interest to call one of the credit reporting companies. Ask the credit reporting company to place an initial fraud alert. It’s free and lasts 90 days. With a fraud alert it will be more difficult for thieves to open accounts in your name. That recover scammed funds company must report it to the other two companies.

You can then order a credit report from all three credit reporting companies. If someone stole your identity, your credit report is free. Check your credit report and look for things you don’t recognize.

And am I done?

Every Noble Ally Finance Security is different. But your Noble-allyfinancesecurity.com action plan:

• It will tell you the next steps to take.
• It will tell you where to call and give you phone numbers.
• It will give you letters to send pre-filled with your information.
• It will send you reminders and help you keep track of your progress.