
Whether logging into our favorite apps, making online purchases, or accessing government services, digital identities have become a part of our everyday routine. They make things so much more convenient—no more standing in long lines or dealing with heaps of paperwork. Instead, we can prove who we are and get things done quickly with just a few clicks.
What is the meaning of electronic identity? Generically, an “Electronic identity” is a means for people to electronically prove that they are who they say they are and thus gain access to services. The identity allows an entity (citizen, business, administration) to be distinguished from any other. It is a digital representation of an individual’s identity that will enable them to authenticate themselves and securely access online services, conduct transactions, and interact in the digital space. Electronic identities, often called e-identities, have become increasingly important in the digital era.E-identities enable customers to sign documents electronically, providing companies with a reliable proof of their trustworthiness. The convenience they offer empowers customers to easily sign up for a wide range of services and programs. Let’s explore some compelling factors driving the demand for electronic identities in the United States.- Identity Verification – Electronic identities provide a means to verify the identity of individuals in the online world. With the rise of e-commerce, online banking, and various digital services, it is crucial to establish trust and ensure that people are who they claim to be. Electronic identities enable authentication processes, such as two-factor authentication, biometric verification, or digital certificates. They enhance security and reduce the risk of identity theft and fraud.
- Secure Access to Services – Many government services, financial institutions, healthcare providers, and other organizations have migrated their operations to the digital realm. Electronic identities enable secure access to these services, ensuring that only authorized individuals benefit. This improves convenience, efficiency and reduces the need for physical paperwork and in-person visits.
- Digital Transactions – Electronic identities are vital in facilitating secure digital transactions. Whether it’s online shopping, banking, or other financial transactions, having a trusted electronic identity ensures that individuals can confidently engage in these activities. Electronic identities enable encryption, digital signatures, and secure communication channels, safeguarding personal and financial information.
- Seamless Digital Experience – Electronic identities enable individuals to have a seamless digital experience by providing a single point of authentication for various online services. This makes it easier than remembering multiple usernames and passwords for different platforms and reduces the friction associated with accessing and navigating digital services.
- Legal and Regulatory Compliance – In the U.S., specific legal and regulatory requirements, like the ESIGN Act, emphasize the importance of secure electronic identities. These laws recognize the validity of electronic signatures and mandate the protection of sensitive information.
- Digital Government Services – Electronic identities are essential for efficient and user-friendly digital government services. Electronic identities enable citizens to interact with the government securely and conveniently, from filing taxes and applying for benefits to accessing official records and communicating with government agencies.