Business

6 Ways to Find Bank IFSC Code?

May 9, 2023
mohan kumar

In order to carry out an online transaction, it is necessary to have the IFSC Code of the bank branch where the recipient holds their account. However, finding the correct IFSC Code can be challenging, particularly for beginners. For example, if you possess an account in Axis Bank, you need to know the Axis Bank IFSC code of the specific branch to complete the transaction. This article will discuss the importance of the IFSC code and the six effortless methods to find a bank’s IFSC Code.

Importance of The IFSC Code

Below are the reasons why the IFSC code is essential.

  • The IFSC code simplifies finding a specific bank branch, guaranteeing faster and more secure transactions. You must know the Axis Bank IFSC code to make a transaction from Axis Bank.
  • You can execute essential money transfers at any time and from any location using your smart devices because of the IFSC code.
  • You can make quick transactions, with the beneficiary account being credited within a few minutes, making it perfect for urgent payments. 
  • The IFSC code provides an additional layer of protection, ensuring the safety of fund transfers by clearly defining each transaction’s starting and ending points and facilitating easy tracking of funds. 
  • IFSC is a time-efficient tool that enables you to transfer funds easily and quickly whenever needed. 
  • The IFSC code can be used for both RTGS and NEFT fund transfers, allowing you to send funds to any part of the country.

Therefore, if you want to transfer money from your Axis Bank account to another account of the same bank, you must know the recipient’s Axis Bank IFSC code.

6 Convenient Methods To Find The IFSC Code

There are six simple methods to find the IFSC code of your bank branch. They are:

Cheque Leaf:

To find the IFSC Code of a bank, examining the bank’s cheque leaf is the easiest way. The IFSC Code is imprinted on the upper part of each leaf of the checkbook, along with other crucial details like the bank branch code, account number, and branch name. By accessing the checkbook and viewing the top section of any leaf, you can recognize the bank branch’s precise IFSC code.

Passbook’s Front Page:

Another easy method to find a bank’s IFSC Code is by examining the first page of the passbook. All the banks provide their clients with passbooks that maintain a transaction history. The first page of the passbook usually comprises vital details like the client’s name, account number, and the IFSC Code of the bank branch. If you have an account with Axis Bank, check the passbook’s first page to find the Axis Bank IFSC code.

Net Banking:

Net banking is a hassle-free approach to finding a bank’s IFSC Code. Most banks offer a feature to search for the IFSC Code when adding a new recipient to the account. This feature is usually accessible when initiating an online fund transfer or adding a new payee. If you are a customer of Axis Bank, the specific branch’s Axis Bank IFSC Code can be readily obtained by picking the bank’s name and branch location. This technique offers a prompt and effective approach to identifying the accurate IFSC Code while conducting online transactions.

Customer Care:

If you are still trying to discover a bank’s IFSC Code by other methods, contacting the bank’s customer care department via phone can be an alternative option. Most banks provide their customers with a toll-free customer care contact or a chargeable one that they can use to connect with the bank’s agents. By providing particulars like the bank’s name and branch locality, the customer care executive can furnish the accurate IFSC Code of the particular branch.

Bank Personnel:

Paying a visit to the closest bank branch is an alternative method to find the IFSC Code of the bank. Customers can seek help from the bank staff to find the IFSC Code of the particular branch. The bank employees can provide the accurate IFSC Code and all other details about the branch.

AskBank IFSC Code Tool:

If you have been unsuccessful in discovering the IFSC code of a specific bank branch through alternative methods, using a search tool for the IFSC code, like AskBank’s search tool, can be helpful. This tool allows users to explore the IFSC code by picking the bank, state, district, and branch names.

Therefore, using the given methods, you can easily find the IFSC code of your bank branch.

Conclusion

In conclusion, it is essential to know the IFSC code to carry out a successful online transaction. If you are a customer of Axis Bank, you must know the Axis Bank IFSC code of the branch you are transferring the fund.