A wind mitigation inspection can significantly reduce the cost of home insurance premiums by documenting wind-resistant features. It is voluntary and can be done simultaneously as a 4-point home inspection. It can also qualify you for significant discounts from your insurance company. This article will highlight some of the reasons why you should consider undergoing a wind mitigation inspection.
Benefits of a wind mitigation inspection
A wind mitigation inspection can help homeowners prevent costly damage to their homes. The inspector will examine various factors, including the roof, windows, doors, and other elements that may be susceptible to wind. The inspection results will help homeowners determine whether they need to take action to reduce their risk of wind damage. Additionally, many insurance companies provide a discount for homeowners who undergo wind mitigation inspections.
Insurance companies often offer wind mitigation credits to homeowners in Florida. However, these credits are not mandatory and are provided only after a certified wind mitigation inspection. Nevertheless, most homeowners see significant savings in their insurance premiums within the first year. As a result, wind mitigation can help homeowners get the insurance premiums they need without breaking the bank.
Qualifies for insurance premium discounts
Wind mitigation inspections are a great way to reduce the amount of windstorm damage on your homeowner’s insurance policy. Windstorm mitigation inspections evaluate the structural integrity of your home and determine whether it contains specific features that reduce wind damage. In addition, they verify construction details to ensure that your home is sturdy enough to withstand high winds. Often, this kind of inspection will qualify you for insurance premium discounts. These discounts are mandatory in Florida by law and can save you up to 45% on your insurance premium.
Florida homeowners should have a wind mitigation inspection done on their homes. Building code requires builders to build hurricane-resistant homes, and homes that meet hurricane resistance standards automatically qualify for wind mitigation credits. The inspector should look for features such as a hip roof, concrete block construction, shutters, hurricane straps, and water-resistant barriers.
Make sure to have the right service provider as you search for wind mitigation near me with Frontline Inspections.
