Credit card payments have become the most preferred way of payment in modern times. But card payments involve complex processing such as verification, and acceptance or rejection of the purchase made which requires a card terminal. The merchant terminal conducts the payment processing which is done in a secure manner. The card terminal requires a phone line to exchange the information with the main processing unit.

Mobile Communication Devices

With the advent of mobile communication devices, phone lines are becoming less a preferred modes of communication. Mobile sales force that conduct door-to-door selling fall in a  airtime to cash conundrum when people offer them payments through cards. Many miss out on their sales due to the lack of credit card processing terminals.

However, this problem has been solved with the Merchant Terminal App for iPhone, one of the latest mobile apps which converts iPhones into flexible virtual terminals thereby allowing mobile sales forces to accept credit card payments anywhere they make their sales. Consider you run a small business and you need to charge your customers for credit cards payments, then virtual terminal app, which is an iPhone Application, can make your job easy.

These applications make the card payment process easier, faster and, most importantly, secure. This Merchant Terminal App works smoothly with popular online gateways. If your iPhone does not have any payment gateways, you can easily register for them and get started.

Credit Card

You can use these applications anywhere, irrespective to the presence or absence of a card terminal nearby. If you have this application installed on your iPhone, you can accept credit card for your business at the next trade show or door to door selling, hence, you will never complain of missing sales due to the inability to accept visa or mastercard payments.

This application converts your iPhone into a virtual terminal. It has a simple entry screen where you can enter the amount you want to charge, card number, verification code, expiry date of the credit card and other required details, and process the payment.

Many Customers are hesitant when it comes to entering card information on mobile phones. But there is no reason to worry as Merchant Terminal App is a safe application and the information does not get stored on the iPhone.

Merchant Terminal App is loaded with numerous useful features such as:

• CVV Security Code
• No Cable Required
• No Card Reader Required
• (AVS) Address Verification System
• No More BULKY Credit Card Machines

You can conduct live and test transactions with this application which helps gain confidence in transactions. Moreover, the interface used to enter information is secure and the information is encrypted before transmitting. With Merchant Terminal App installed on your iPhone, you will  how to convert airtime to cash never feel the need for a traditional merchant card terminal or wait for check clearance to receive payments. Merchant Terminal App for iPhone will successfully transform your iPhone into a wireless credit card terminal.